IDFC FIRST GAJ Credit Card – Experience Greatness | #MadeOfIndia
The IDFC FIRST GAJ Credit Card is an ultra-premium invite-only metal credit card designed for those who value strength, stature, and luxury. With Zero Forex Markup, powerful reward earnings, and premium lifestyle privileges, GAJ stands among India’s most exclusive metal cards.
Credit Card Apply Link – https://idfcfr.in/Gur6at
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Let’s break down everything — rewards, benefits, forex advantage, hotel offers, and redemption value.
IDFC FIRST GAJ Credit Card Review | Zero Forex + 33% Value Back | Invite-Only Metal Card 🔥
💎 Key Highlights
✅ Zero Forex Markup on international spends
✅ Up to 33.33% Value Back on hotel bookings
✅ 50 Reward Points per ₹150 on hotels via IDFC App
✅ 25 Reward Points per ₹150 on flights via IDFC App
✅ 5 Reward Points per ₹150 on regular spends
✅ 1 Reward Point = ₹1 on travel bookings via IDFC App
✅ Complimentary Digital RuPay UPI Credit Card (LTF)
✅ Concierge, Golf, Luxury stays & curated dining
🎁 Reward Structure Explained
🏨 Hotels (via IDFC App)
• 45X–50X rewards
• Up to 33.33% value back
✈️ Flights (via IDFC App)
• 20X–25X rewards
• Up to 16.67% value back
🛍 Regular Spends
• 5X rewards (3.33% value back equivalent)
🌍 International Spends
• 3X rewards
• Zero Forex Fee (Huge savings!)
🔄 Reward Redemption
✔ 1 RP = ₹1 for travel bookings (via IDFC App)
✔ Points usable up to 70% of booking value
✔ ₹0.25 per point for vouchers/products
✔ Monthly cap: 1.5 lakh points
✔ Annual cap: 3 lakh points
🏨 Lifestyle & Luxury Benefits
• ITC Hotel Offer – Complimentary 3rd night (2 paid nights)
• Luxury Villa Vacations
• Premium Hotel Offers
• Curated Dining Deals
• Golf Privileges
• Concierge Services
👤 Who Should Get This Card?
✔ High spenders
✔ International travelers
✔ Luxury lifestyle users
✔ Those wanting Zero Forex metal card
✔ Invite-only premium card collectors
💬 Comment below if you want comparison with:
- HDFC Infinia
- Axis Magnus
- IDFC Ashva
- IDFC Mayura
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