TATA NEUCARD Plus HDFC Bank Credit Card Review, Features, Benefits – up to 7% cashback – Explore the world of rewards with the TATA NEUCARD Plus HDFC Bank Credit Card! Join us as we delve into its detailed features and benefits, including the opportunity to earn up to 7% cashback on your purchases.
From exclusive travel perks to dining privileges, this card is designed to enhance your lifestyle. Discover the convenience of airport lounge access, complimentary golf games, concierge services, and more.
Find out how you can accumulate reward points with every swipe, redeemable for flights, hotels, and a host of exciting experiences.
Join us for an insightful review of the TATA NEUCARD Plus HDFC Bank Credit Card and discover why it could be the perfect addition to your wallet!
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TATA NEUCARD Plus HDFC Bank Credit Card Review, Features, Benefits – up to 7% cashback
TATA NEUCARD Plus HDFC Bank Credit Card – Frequently Asked Questions
1. What is the TATA NEUCARD Plus HDFC Bank Credit Card?
- The TATA NEUCARD Plus HDFC Bank Credit Card is a co-branded credit card offering cashback rewards and benefits for customers of Tata Neu and partner Tata Brands.
2. What are the key features of the TATA NEUCARD Plus HDFC Bank Credit Card?
- The features include:
- 2% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands.
- 1% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends.
- 1% back as NeuCoins on UPI spends, including spends on partner Tata Brands (maximum of 500 NeuCoins per calendar month).
- Additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass.
3. What transactions do not accrue NeuCoins on this credit card?
- NeuCoins will not accrue for Fuel Spends, Wallet loads, and Smart EMI / Dial an EMI transactions.
4. What is the rental and government transactions exclusion for reward points?
- Effective from 1st January 2023, rental and government-related transactions will not earn reward points. Until 31st December 2022, NeuCoins earned on property management services, including rent, will have a maximum capping of 500 per month.
5. What are the lounge access benefits provided with this credit card?
- Domestic Lounge Access:
- 4 Complimentary Domestic Lounge Access per calendar year (1 in a quarter) for ₹2 (VISA / RuPay) charged to the Credit Card for each Lounge Access.
6. Is there a fuel surcharge waiver offered with this credit card?
- Yes, there is a 1% fuel surcharge waiver at all fuel stations across India on a minimum transaction of ₹400 and a maximum transaction of ₹5,000, with a maximum waiver of ₹250 per statement cycle.
7. How can I use NeuCoins earned with this credit card?
- You can use your NeuCoins for purchases on Tata Neu/Website for brands like Air India Express, Bigbasket, Croma, Westside, Tata CLiQ, Tata CLiQ Luxury, Hotel Bookings/Purchases on IHCL, TATA 1MG, Qmin, and Titan and Tanishq (only via Tata Neu).
8. What is the process for NeuCoins redemption and their validity?
- Your monthly statement will provide a breakup of NeuCoins as follows:
- NeuCoins accrued and available with the Bank
- NeuCoins transferred to Tata Neu during the Statement Cycle
- The NeuCoins expire 365 days after your last transaction involving an eligible earn or use of NeuCoins. The Bank will transfer NeuCoins to Tata Neu periodically, within 7 working days of statement generation, for redemption on the Tata Neu App.
9. What are the eligibility criteria for the TATA NEUCARD Plus HDFC Bank Credit Card?
- For Salaried Indian nationals:
- Age: Min 21 years & Max 60 years
- Net Monthly Income > ₹25,000
- For Self-Employed Indian nationals:
- Age: Min 21 years & Max 65 years
- ITR > ₹6 Lakhs per annum
10. What is the Joining/Renewal Membership Fee for this credit card?
- The Joining/Renewal Membership Fee for the TATA NEUCARD Plus HDFC Bank Credit Card is ₹499/- plus applicable taxes.
11. How can I get the renewal fee waived off for this credit card?
- You can get the renewal fee waived off by spending ₹1,00,000 or more in a year before your credit card renewal date.
12. Can I earn additional NeuCoins during special promotions?
- Yes, during special promotions, you might earn additional NeuCoins. The expiry of these NeuCoins will be mentioned at the time of issuance.
13. Are there any limits on the NeuCoins I can earn with this card?
- Yes, there are limits on the NeuCoins earned on specific categories and transactions. For example, UPI spends have a maximum of 500 NeuCoins per calendar month, and Grocery transactions are capped at 1,000 NeuCoins per month.
14. Can I use NeuCoins for offline redemption at selected stores?
- Yes, you can refer to the provided FAQs for information on offline redemption of NeuCoins at selected stores.