TATA NEU Infinity HDFC Bank Credit Card Review, Features, Benefits – Card of the year? – Experience luxury like never before with the TATA NEU Infinity HDFC Bank Credit Card!
Join us for a detailed review of its exclusive features and benefits.
From travel perks to dining delights, cashback rewards to lifestyle privileges, this card has it all. Discover airport lounge access, complimentary golf, concierge services, and more.
Earn reward points on every spend, redeemable for flights, hotels, and exciting experiences. Could this be the ultimate credit card of the year?
Watch now to uncover why the TATA NEU Infinity HDFC Bank Credit Card is your key to unmatched benefits!
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TATA NEU Infinity HDFC Bank Credit Card Review, Features, Benefits – Card of the year?
TATA NEU Infinity HDFC Bank Credit Card – Frequently Asked Questions
1. What is the TATA NEU Infinity HDFC Bank Credit Card?
- The TATA NEU Infinity HDFC Bank Credit Card is a co-branded credit card offering various benefits, rewards, and features tailored for customers of Tata Neu and partner Tata Brands.
2. What are the key features of the TATA NEU Infinity HDFC Bank Credit Card?
- The features include:
- 5% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands.
- 1.5% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends.
- 1.5% back as NeuCoins on UPI spends, including spends on partner Tata Brands (maximum of 500 NeuCoins per calendar month).
- Additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass.
3. What is the rental and government transactions exclusion for reward points?
- Effective from 1st January 2023, rental and government-related transactions will not earn reward points. Until 31st December 2022, NeuCoins earned on property management services, including rent, will have a maximum capping of 1,000 per month.
4. Is there a foreign currency markup for this credit card?
- Yes, there is a 2% foreign currency markup on all foreign currency spends made using the TATA NEU Infinity HDFC Bank Credit Card.
5. What are the lounge access benefits provided with this credit card?
- A. Domestic Lounge Access (VISA / RuPay Card):
- 8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter) for ₹2 (VISA / RuPay) charged to the Credit Card for each Lounge Access.
- B. International Lounge Access (VISA Card):
- Using Priority Pass, you and your add-on member can avail up to 4 Complimentary Lounge Access per calendar year (1 per Quarter) outside India. If you exceed the 4 Complimentary visits, you will be charged at US $27 + GST per visit.
6. How can I use NeuCoins earned with this credit card?
- You can use your NeuCoins for purchases on Tata Neu/Website for brands like Air India Express, Bigbasket, Croma, Westside, Tata CLiQ, Tata CLiQ Luxury, Hotel Bookings/Purchases on IHCL, TATA 1MG, Qmin, and Titan and Tanishq (only via Tata Neu).
7. How long are NeuCoins valid, and how can I redeem them offline?
- NeuCoins expire 365 days after your last transaction involving an eligible earn or use of NeuCoins. For offline redemption on selected stores, kindly refer to the provided FAQs.
8. What are the eligibility criteria for the TATA NEU Infinity HDFC Bank Credit Card?
- For Salaried Indian nationals:
- Age: Min 21 years & Max 60 years
- Net Monthly Income > Rs. 1 Lakh
- For Self-Employed Indian nationals:
- Age: Min 21 years & Max 65 years
- ITR > Rs. 12 Lakhs per annum
9. What is the Joining/Renewal Membership Fee for this credit card?
- The Joining/Renewal Membership Fee for the TATA NEU Infinity HDFC Bank Credit Card is ₹1,499/- plus applicable taxes.
10. How can I get the renewal fee waived off for this credit card?
- You can get the renewal fee waived off by spending ₹3,00,000 or more in a year before your credit card renewal date.
11. Can I redeem my NeuCoins for purchases other than those listed on Tata Neu/Website?
- NeuCoins can only be used for eligible transactions as defined by the individual brands listed on Tata Neu/Website. Offline redemption is also available at selected stores.
12. Is there a limit on the amount of NeuCoins I can earn with this card?
- Yes, there are limits on the NeuCoins earned on specific categories and transactions. For example, UPI spends have a maximum of 500 NeuCoins per calendar month.
13. What is the process to activate the complimentary Swiggy One Membership for 3 months?
- To activate your complimentary Swiggy One Membership, download the Tata Neu App, register for Tata NeuPass, and make eligible transactions on the Tata Neu App/Website.
14. How can I report a lost or stolen TATA NEU Infinity HDFC Bank Credit Card?
- In the unfortunate event of losing your credit card, report it immediately to the 24-hour call centre for zero lost card liability on any fraudulent transactions made on your credit card.