Swiggy HDFC Bank Credit Card Review, Features, Benefits – up to 10% Cashback on Swiggy – Indulge in a flavorful review of the Swiggy HDFC Bank Credit Card! Get up to 10% cashback on all your Swiggy orders, making every meal a delight.
Discover exclusive discounts, partner restaurant offers, and seamless payment options. Plus, enjoy fuel surcharge waivers, reward points on other spends, and complimentary airport lounge access.
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Swiggy HDFC Bank Credit Card Review, Features, Benefits – up to 10% Cashback on Swiggy
Swiggy HDFC Bank Credit Card Official Link
Swiggy HDFC Bank Credit Card – Frequently Asked Questions
1. What is the Swiggy HDFC Bank Credit Card?
- The Swiggy HDFC Bank Credit Card is a co-branded credit card that offers cashback benefits and exclusive rewards for Swiggy users.
2. What are the cashback benefits of the Swiggy HDFC Bank Credit Card?
- The card offers the following cashback benefits:
- 10% cashback on Swiggy application for food ordering, Instamart, Dineout, and Genie.
- 5% cashback on online spends across online Merchant Category Codes (MCCs).
- 1% cashback on other categories.
3. How does the Swiggy One Membership benefit work with this credit card?
- Upon card activation, you receive complimentary Swiggy One Membership for 3 months. This premium subscription program offers unlimited benefits across restaurants, Instamart, and Genie orders on Swiggy, including free delivery and exclusive discounts.
4. Can I redeem the cashback earned on the Swiggy HDFC Bank Credit Card?
- Yes, the cashback earned on this credit card will be redeemable only on the Swiggy Application as Swiggy Money. For more details on Swiggy Money, you can refer to the provided link.
5. Are there any exclusions for earning cashback on this credit card?
- Yes, cashback cannot be earned on transactions made using Swiggy Money Wallet, Swiggy Minis & Swiggy Liquor, and any other categories decided later (if any).
6. How do I avail of the welcome benefit on card activation?
- As a cardholder, you are eligible for the welcome benefit on card activation. Details regarding the welcome benefit can be found in the terms and conditions of the card.
7. What is the Joining Fee and Renewal Membership Fee for the Swiggy HDFC Bank Credit Card?
- The Joining Fee and Renewal Membership Fee for this credit card are ₹500/- plus applicable charges.
8. How can I get the renewal fee waived off for the Swiggy HDFC Bank Credit Card?
- You can get the renewal fee waived off by spending ₹2,00,000 or more in a year before your credit card renewal date.
9. What are the exclusions for spending ₹2,00,000 and above to be eligible for the renewal fee waiver?
- Exclusions for spending ₹2,00,000 and above for the eligibility of the renewal year fee waiver include Cash on Call, Balance Transfer, and Cash Withdrawal transactions.
10. Can I redeem my cashback without downloading the Swiggy App?
- No, the cashback can be redeemed only after downloading the Swiggy App on your mobile device.
11. Is there a limit on the amount of cashback I can earn with this card?
- The cashback benefits come with certain caps and exclusions. It is advisable to refer to the terms and conditions for specific details on cashback limits.
12. Can I use the Swiggy HDFC Bank Credit Card for transactions other than on the Swiggy app?
- Yes, the credit card can be used for transactions across a wide range of merchants and online platforms, not limited to just Swiggy.
13. How can I activate my Swiggy One Membership with the Swiggy HDFC Bank Credit Card?
- To activate your Swiggy One Membership, simply use your Swiggy HDFC Bank Credit Card for transactions on the Swiggy app. The complimentary membership will be automatically activated for 3 months upon card activation.
14. Are there any additional benefits or offers associated with the Swiggy HDFC Bank Credit Card?
- Yes, the card often features exclusive offers, discounts, and rewards for Swiggy users. Keep an eye on the latest promotions from HDFC Bank and Swiggy.