Airtel Axis Bank Credit Card Review, Features, Benefits – up to 25% Cashback on Airtel – Discover the ultimate credit card for Airtel users!
In our latest video, we delve deep into the Airtel Axis Bank Credit Card, unravelling its extensive range of features and benefits tailored specifically for Airtel customers.
From exclusive perks to unparalleled cashback rewards of up to 25%, we leave no stone unturned in our comprehensive review of this sought-after card.
Join us as we assess where the Airtel Axis Bank Credit Card stands in 2024 and provide our expert opinion on its value proposition.
Don’t miss out – watch the full video now to unlock the key insights into this must-have credit card for Airtel enthusiasts!
Airtel Axis Bank Credit Card Review, Features, Benefits – up to 25% Cashback on Airtel
Airtel Axis Bank Credit Card page link
Airtel Axis Bank Credit Card -Frequently Asked Questions
1. What is the Airtel Axis Bank Credit Card?
- The Airtel Axis Bank Credit Card is a co-branded credit card that offers various benefits and cashback offers specifically designed for Airtel customers.
2. What are the welcome benefits of the Airtel Axis Bank Credit Card?
- As a welcome benefit, you receive an Amazon e-voucher worth Rs. 500 on the first transaction made within 30 days of card issuance. The voucher is sent to your registered mobile number within 30 days of meeting the requirement.
3. What are the cashback benefits offered with this credit card?
- The Airtel Axis Bank Credit Card provides the following cashback benefits:
- 25% cashback on Airtel Mobile, Broadband, Wifi, and DTH bill payments via the Airtel Thanks app, capped at Rs. 300 per month.
- 10% cashback on utility bill payments such as electricity, water, gas via the Airtel Thanks app, capped at Rs. 300 per month.
- 10% cashback across preferred merchants like Zomato, Swiggy, and BigBasket, capped at Rs. 500 per month across all merchants.
- 1% cashback on other spends, with no limit.
4. How does the airport lounge access work with the Airtel Axis Bank Credit Card?
- Cardholders can enjoy 4 complimentary lounge visits per calendar year (limited to one per quarter) at select domestic airports in India. To use the participating lounge, you need to validate the card at the point of entry. A nominal fee of Rs. 2 is charged for Visa.
5. What are the other benefits of the Airtel Axis Bank Credit Card?
- Some additional benefits of this credit card include:
- 1% fuel surcharge waiver at all fuel stations across India, applicable on transactions between Rs. 400 to Rs. 4,000, with a maximum benefit of up to Rs. 500 per statement cycle.
- Discounts on dining, with up to 20% off at 4000+ partner restaurants in India.
- Option to convert purchases above Rs. 2,500 into easy EMIs.
6. Is there a limit on the cashback I can earn with this card?
- Yes, there are monthly caps on the cashback benefits for different categories of transactions. For example, the cashback on Airtel bills is capped at Rs. 300 per month, utility bill payments at Rs. 300 per month, and preferred merchant transactions at Rs. 500 per month.
7. What are the fees and charges associated with the Airtel Axis Bank Credit Card?
- The fees for this credit card are as follows:
- Joining Fee: Rs. 500
- Annual Fee: Rs. 500
- Finance Charges: 3.6% per month or 52.86% per annum
- Late Payment Fee:
- Nil for outstanding amounts less than Rs. 500
- Rs. 500 for outstanding amounts from Rs. 501 to Rs. 5,000
- Rs. 750 for outstanding amounts from Rs. 5,001 to Rs. 10,000
- Rs. 1,200 for outstanding amounts greater than Rs. 10,000
8. How can I apply for the Airtel Axis Bank Credit Card?
- You can apply for the Airtel Axis Bank Credit Card online through the official Axis Bank website or by visiting a nearby Axis Bank branch.
9. Are there any specific requirements to be eligible for this credit card?
- The eligibility criteria for the Airtel Axis Bank Credit Card include minimum age, income requirements, and credit score criteria. These details can be found on the Axis Bank website or during the application process.
10. Can I use the Airtel Axis Bank Credit Card for international transactions?
- Yes, you can use this credit card for international transactions. However, please note that currency conversion charges may apply.
11. Can I track my cashback earnings and benefits with the Airtel Axis Bank Credit Card?
- Yes, you can easily track your cashback earnings, benefits, and transactions by logging into your Axis Bank internet banking account or through the Axis Mobile app.
12. Is the cashback on the Airtel Axis Bank Credit Card applicable on all Airtel services?
- The 25% cashback on Airtel Mobile, Broadband, Wifi, and DTH bill payments is specifically for these services via the Airtel Thanks app.
13. Are there any specific conditions to avail of the 10% cashback on utility bill payments via the Airtel Thanks app?
- To avail of the 10% cashback on utility bill payments, you need to make the payments through the Airtel Thanks app using your Airtel Axis Bank Credit Card.
14. How long does it take for the cashback to be credited to my account?
- The cashback earned on your Airtel Axis Bank Credit Card is usually credited to your account within the next billing cycle after the transaction.
15. Can I avail of the 10% cashback across preferred merchants like Zomato, Swiggy, and BigBasket on all transactions?
- Yes, the 10% cashback across preferred merchants is applicable on all transactions made using the Airtel Axis Bank Credit Card, subject to the monthly cap.
16. Is the airport lounge access applicable only in India?
- Yes, the airport lounge access benefit provided with the Airtel Axis Bank Credit Card is available at select domestic airports in India.
17. Can I convert my purchases into EMIs after the transaction is made?
- Yes, you have the option to convert your purchases above Rs. 2,500 into easy EMIs after the transaction is made using the Airtel Axis Bank Credit Card.
18. Are there any additional rewards or offers for frequent Airtel users?
- Yes, the Airtel Axis Bank Credit Card often features exclusive offers and rewards for frequent Airtel users, such as bonus cashback or discounts on Airtel services.
19. How do I redeem the Amazon e-voucher received as a welcome benefit?
- Upon meeting the requirement of the first transaction within 30 days, the Amazon e-voucher worth Rs. 500 will be sent to your registered mobile number. You can redeem it on the Amazon website or app.
20. Can I get a supplementary card for a family member with this credit card?
- Yes, you have the option to apply for a supplementary card for your family members, subject to the bank’s terms and conditions.
21. Is there a limit on the number of lounge visits I can avail of in a quarter?
- Yes, with the airport lounge access benefit, you can avail of up to 1 complimentary lounge visit per quarter, up to a total of 4 visits per calendar year.
22. What are the steps to activate the airport lounge access benefit?
- To avail of the airport lounge access, you need to validate your card at the lounge entry point. A nominal fee of Rs. 2 may be charged for Visa.
23. How can I make the most of the cashback benefits with the Airtel Axis Bank Credit Card?
- To maximize your cashback benefits, consider using the card for Airtel bill payments, utility bill payments, preferred merchant transactions, and other eligible spends within the monthly caps.
24. Can I use the Airtel Axis Bank Credit Card for online shopping and e-commerce transactions?
- Yes, you can use the Airtel Axis Bank Credit Card for online shopping, e-commerce transactions, and payments on various websites and apps.